As the world of finance continues to evolve, investing has become more accessible than ever. With the rise of mobile apps, individuals can now invest in the stock market with just a few taps on their smartphone. But with so many options available, it can be overwhelming to choose the right investment app for beginners.
In this article, we’ll explore the best investment apps for beginners in 2025, highlighting their features, fees, and user experience. Whether you’re a seasoned investor or just starting out, we’ll help you make informed decisions about where to invest your money.
What to Look for in an Investment App
Before we dive into the top investment apps for beginners, let’s outline what to look for in an investment app:
- User-Friendly Interface: A user-friendly interface makes it easy to navigate and understand the app.
- Low Fees: Low fees ensure that you keep more of your investment returns.
- Variety of Investment Options: A wide range of investment options, such as stocks, ETFs, and index funds, allows you to diversify your portfolio.
- Research and Education: Access to research and educational resources helps you make informed investment decisions.
- Customer Support: Good customer support is essential in case you have questions or need help.
The Best Investment Apps for Beginners in 2025
Based on these criteria, here are the top investment apps for beginners in 2025:
1. Robinhood
Rating: 4.8/5
Fees: 0% commission fees, no management fees
Investment Options: Stocks, ETFs, options, cryptocurrencies
Research and Education: No comprehensive research and education
Customer Support: Average customer support
Robinhood is one of the most popular investment apps for beginners. It offers 0% commission fees on trades, making it an attractive option for individuals with smaller portfolios. However, its user-friendly interface and lack of research and education resources may be a drawback for some investors.
2. Acorns
Rating: 4.7/5
Fees: $1/month for accounts under $1,000, 0.25% annual management fee
Investment Options: ETFs, index funds, dividend-paying stocks
Research and Education: Comprehensive research and education resources
Customer Support: Excellent customer support
Acorns is a great app for beginners who want to invest small amounts of money. Its fee structure is transparent and competitive, and its investment options are diverse. Acorns also offers comprehensive research and education resources, making it a great choice for individuals who want to learn more about investing.
3. Stash
Rating: 4.5/5
Fees: $1/month for accounts under $1,000, 0.25% annual management fee
Investment Options: ETFs, index funds, dividend-paying stocks
Research and Education: Comprehensive research and education resources
Customer Support: Average customer support
Stash is another popular investment app for beginners. Its fee structure is similar to Acorns, and its investment options are diverse. However, its user interface is not as user-friendly as some of the other apps on this list.
4. SoFi Invest
Rating: 4.6/5
Fees: 0% trading commissions, no management fees
Investment Options: Stocks, ETFs, options, cryptocurrencies
Research and Education: Comprehensive research and education resources
Customer Support: Excellent customer support
SoFi Invest is a great choice for beginners who want to invest in a variety of assets, including cryptocurrencies. Its 0% commission fees make it an attractive option for individuals with smaller portfolios, and its comprehensive research and education resources make it a great choice for individuals who want to learn more about investing.
5. Vanguard
Rating: 4.5/5
Fees: 0.10% to 0.25% annual management fees
Investment Options: ETFs, index funds, dividend-paying stocks
Research and Education: Comprehensive research and education resources
Customer Support: Average customer support
Vanguard is a well-established investment company that offers a range of investment options and services. Its fees are competitive, and its comprehensive research and education resources make it a great choice for individuals who want to learn more about investing.
Best Investment Apps for Beginners: Comparison Chart
| App | Fees | Investment Options | Research and Education | Customer Support |
|---|---|---|---|---|
| Robinhood | 0% commission fees | Stocks, ETFs, options, cryptocurrencies | No comprehensive research | Average |
| Acorns | $1/month, 0.25% annual management fee | ETFs, index funds, dividend-paying stocks | Comprehensive research and education | Excellent |
| Stash | $1/month, 0.25% annual management fee | ETFs, index funds, dividend-paying stocks | Comprehensive research and education | Average |
| SoFi Invest | 0% commission fees | Stocks, ETFs, options, cryptocurrencies | Comprehensive research and education | Excellent |
| Vanguard | 0.10% to 0.25% annual management fees | ETFs, index funds, dividend-paying stocks | Comprehensive research and education | Average |
Conclusion
Investing in the stock market can be intimidating, but with the right investment app, it can be accessible and even enjoyable. Based on our research, here are the top investment apps for beginners in 2025:
- Acorns
- SoFi Invest
- Robinhood
- Stash
- Vanguard
These apps offer a range of investment options, low fees, and comprehensive research and education resources. Whether you’re a seasoned investor or just starting out, these apps are sure to help you achieve your financial goals.
Disclaimer
Investing in the stock market involves risks, including the potential loss of principal. It’s essential to understand the risks and fees associated with investing before making any decisions. Always read the fine print and do your research before investing.
References
- "Robinhood Review 2023" by Investopedia
- "Acorns Review 2023" by NerdWallet
- "Stash Review 2023" by The Motley Fool
- "SoFi Invest Review 2023" by Business Insider
- "Vanguard Review 2023" by Forbes